PORTLAND, OREGON

it’s your world

Find your Happy Place

we help the dream of homeownership become a reality

Buying a home is… complicated. Most people have some challenges to overcome before they will qualify for a mortgage. These challenges can include:

 ✖︎ Negative marks on their credit

✖︎ Debt to income ratio that will not work

✖︎ Reporting freelance and “alternative” income the wrong way

✖︎ No down payment

we are a "free to you" service designed to help you navigate the complexities of purchasing a home

Most realtors don’t want to talk to you before you’re pre-qualified for a mortgage. Most mortgage brokers don’t want to work with you until you fix the problems with your credit, income or down payment.

It’s possible that you will qualify quicker than you might think, or it might take months for us to fix all the things we need to fix together.

We will help you navigate a mortgage and the purchase of a home…
no matter how long it takes…

How We Can Help

Nicehouse provides a full suite of services designed to match you with the right mortgage and the right house

♥︎ Credit repair

♥︎ Career counseling

♥︎ “Alternative” incomes

♥︎ Co-tenant situations

♥︎ Down payment assistance programs

♥︎ Interest rate buy down to as low as 5%

♥︎ Mortgage matching

♥︎ Home search

♥︎ Purchase and escrow navigation

How We Are Different

Nicehouse works directly with no-overlay lenders to help get all of your mortgage qualification criteria to the necessary standards BEFORE you ever apply for the mortgage

✔︎ FICO Score ready

✔︎ Debt to income ratio ready

✔︎ Down payment ready

Contact Us

everyone has a unique life situation

Let’s chat about how we can help you with yours