PORTLAND, OREGON
it’s your world
Find your Happy Place
we help the dream of homeownership become a reality
Buying a home is… complicated. Most people have some challenges to overcome before they will qualify for a mortgage. These challenges can include:
✖︎ Negative marks on their credit
✖︎ Debt to income ratio that will not work
✖︎ Reporting freelance and “alternative” income the wrong way
✖︎ No down payment
we are a "free to you" service designed to help you navigate the complexities of purchasing a home
Most realtors don’t want to talk to you before you’re pre-qualified for a mortgage. Most mortgage brokers don’t want to work with you until you fix the problems with your credit, income or down payment.
It’s possible that you will qualify quicker than you might think, or it might take months for us to fix all the things we need to fix together.
We will help you navigate a mortgage and the purchase of a home…
no matter how long it takes…
How We Can Help
Nicehouse provides a full suite of services designed to match you with the right mortgage and the right house
♥︎ Credit repair
♥︎ Career counseling
♥︎ “Alternative” incomes
♥︎ Co-tenant situations
♥︎ Down payment assistance programs
♥︎ Interest rate buy down to as low as 5%
♥︎ Mortgage matching
♥︎ Home search
♥︎ Purchase and escrow navigation
How We Are Different
Nicehouse works directly with no-overlay lenders to help get all of your mortgage qualification criteria to the necessary standards BEFORE you ever apply for the mortgage
✔︎ FICO Score ready
✔︎ Debt to income ratio ready
✔︎ Down payment ready
Contact Us
everyone has a unique life situation
Let’s chat about how we can help you with yours